Cornerstones of Success

When it comes to helping individuals and families achieve successful homeownership, Academy is 1st CHOICE. For over 30 years, we have delivered exceptional mortgage service, in-house loan fulfillment, a broad portfolio of products and tools, and integrity-based mortgage banking.

Terry Anderson

Senior Loan Officer
NMLS # 28801
State Lic ID #MLO-2469
2016811_terry_anderson_Terry Anderson Headshot

Whether you are purchasing a home for the first time or branching out to an investment property, I am here to help. Before my professional career started, I received a Bachelor’s of Science in Economics from Southwest Missouri State followed by a JD of Law from the University of Missouri. I moved from Missouri to Idaho in 1982 and started originating home loans in 1989. August 2001 was when I found my home in Academy Mortgage Corporation.

Since joining Academy, I have helped many individuals and families attain the dream of home-ownership. Whether you want to buy a new home or refinance an existing mortgage, I will provide a customized solution for you at competitive rates. No brokering, no middleman, no hassle, no surprises.

Academy is a direct lender, which means that my Branch and Regional Offices are equipped to complete the entire loan process in-house—all loan processing, underwriting, closings, and funding are handled locally. As a result, we have a proven track record of closing loans as quickly and efficiently as possible.

I will be in control of your loan file from start to finish, and I will be up-to-date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate, timely, and honest mortgage advice.

Aside from working, I have created a home in Boise Idaho. I have been married since 1976 to Gail Anderson, who is also my business partner. I enjoy reading, traveling, and fishing.

Home Mortgage Tools

How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.

How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.

How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.

How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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I can highly recommend the services of Academy Mortgage. Academy Mortgage is an organization that attracts the experienced loan officer that has earned and kept my loyalty for over 20 years as a real estate professional!


Have used Terry for 20 some years and always knew he would close my loans


Terry Anderson and his team delivered exceptional service from the initial informational meeting to well after the closing. We were fortunate to have such a great experience, and would refer anyone looking for a home to Academy Mortgage.

—Brent McEntee

Terry Anderson is very good as a loan officer. He is a straight shooter and always on task!!!


We will always recommend Terry and Gail Anderson to our clients. We can count on them to make our deals come together.


I always go to Terry First. All my co-workers use him. I send my refi's to him. I always know that he will take care of them.

—Joe Anne

Great experience working with Terry Anderson. He is very knowledgeable. Clear and precise.


October 2017 Terry is very knowledgeable and trustworthy. I have the confidence in him that he was looking out for my best interest as well as Academy. We closed earlier than expected. Terry gave good guidance on what I could do on my part to expedite closing. We were able to do a lot of the communications and signing through electronic media, thus saving time and effort. This is the second time I have used Terry Anderson and very happy with the process. He has also helped my son twice. I would recommend to friends and family, based on my positive experience.

—Farin Schwartz

This was my first time buying a home. I found that upon meeting Terry Anderson, he was kind, receptive, and worked very hard to make sure I received a loan that would work best for me. He made sure he explained every step of the process thoroughly, and that I was well informed throughout the loan process. I would highly recommend him for any of my friends looking to buy a house.

—Michael Pitts

Terry exceeded my expectations with helping me purchase my first home. I had a few uncertainties happening with work and Terry quickly recognized that I was not fully committed to buy a home when I first met with him back in March. Instead of pushing me in the wrong direction he coached me on how to set myself up financially for purchasing a house. He was very honest through the whole process and gained my trust. The result if the relationship came with putting an offer in a house 6 months later and closing within 2.5 weeks. I experienced one if the easiest and confident home buying experience I could have ever asked for. Thanks Terry and team.

—Daniel Moore


Watch these videos to learn more about your loan.

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Can You Relate? Celebrate the Downsize


Renovation Loans


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