Cornerstones of Success

When it comes to helping individuals and families achieve successful homeownership, Academy is 1st CHOICE. For over 30 years, we have delivered exceptional mortgage service, in-house loan fulfillment, a broad portfolio of products and tools, and integrity-based mortgage banking.

Brandy Afuvai

Mortgage Loan Officer
NMLS # 203097
State Lic UT #7044083
201813_brandy_afuvai_Brandy workpic 3
Welcome!

It’s all about service at Academy Mortgage, and our company has been meeting the needs of homebuyers across the United States since 1988. I joined Academy because of its strong reputation for integrity-based mortgage lending, its unwavering commitment to responsible lending practices, and for its broad portfolio of mortgage solutions and tools.

Since joining Academy, I have helped many individuals and families attain the dream of homeownership. Whether you want to buy a new home or refinance an existing mortgage, I will provide a customized solution for you at competitive rates. No brokering, no middleman, no hassle, no surprises.

Academy is a direct lender, which means that my Branch and Regional Offices are equipped to complete the entire loan process in-house—all loan processing, underwriting, closings, and funding are handled locally. As a result, we have a proven track record of closing loans as quickly and efficiently as possible.

I will be in control of your loan file from start to finish, and I will be up-to-date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate, timely, and honest mortgage advice.

I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.

Home Mortgage Tools

How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.

How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.

How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.

How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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We had the pleasure to work with Brandy Afuvai, we couldn't ask for a better loan officer. The entire process was a breeze due to Brandy's amazing professional and interpersonal skills. She also went above and beyond to make sure we understood the process and got what we wanted. Thank you Brandy and Academy Mortgage.

—Carlos Garcia

—Analynn Alacio

—Richard D Scott

Very friendly and helpful to work with through the processes of my first home home.

—Jake Hall

Brandy is awesome

—Armando Salgado

Everything was done exactly the way I was told it would be as well as on time as promised. Pretty amazing!

—Raymond Fellows

As a first time home buyer I was very confident in the team that worked with me. Brandy Afuvai was amazing and got back to me instantly if I had any questions.

—Kassandra McCulloch

Fantastic, efficient, and smooth. Brandy always responded to all questions immediately and clearly. Great experience.

—Kyle Celauro

Brandi was excellent and always pleasant throughout the process.

—Jesse Stansbury

We loved Brandy. She was there through the entire process. When I say entire process, I mean ENTIRE process. She helped me get my bad credit flipped around. So much so I was able to qualify for my home on my own. Thank you for everything Brandy!!

—Angil Lee

I worked with Brandy Afuvai for our loan. No suggestions/improvements, she was awesome and made the process so smooth!

—Stuart A Kahler

Brandy Afuvai is wonderful. Thanks!

—David Spargur

I’ve bought two homes with academy and I will forever use them and recommend them!!!

—Ashley Nicole wall

Easiest thing I could have ever imagined!

—Nathan Lee

Every interaction i had with Brandi was wonderful!!! She worked very on every occasion to help it go through in the best way possible!

—Lisa Hill

Quick smooth always informed all questions answered quickly

—Brian Jamieson

Brandy Afuvai is so knowledgeable. It doesn't matter what the scenario is, she worked so hard to make sure she was getting me the best loan at the best rate. I completely trust her. She made me feel like I was a member of her family.

—Brandee Harris

Based on what I encountered, don'the change a thing

—Robert Hutson

I was thoroughly impressed with the ease of the process, the communication, friendliness, and professionalism of Brandy.

—Melissa Celauro

So easy to work with and helpful. Thank you for treating us like we were important as people, and not just as business

—Kelly Cowan

Brandy is amazing! This was not the first time we have worked with her on our financing and will likely not be the last!

—Markey Klug

Brandy is on top of it...she works the way I do...all the time..unlike most lenders I have interacted with...she solves problems ahead of time and is available.

—David Willis

I have worked with Brandy for several years in the Construction Industry and as a Loan Officer. Brandy always gives 100% in all that she does and I will continue to refer business to her because of her work ethics.

—Joann Louth

I had a really poor credit last year and was convinced it'd take me years to qualify for a house. A family member of mine referred me to Brandy and said she's the "wizard of credit repair" I got in contact with her and she guided me all the way through my credit repair process and VOILA! 6 months later I was qualified to buy my first home!! I wasn't sure what I was getting myself into, but Brandy let me know exactly what was needed from me and kept close communication the entire time, I never had to question what the next step was. She checked in on me to make sure things were going smoothly with the paperwork, questions, inspection etc and she answered all of my questions in a very timely manner!

—Jennifer Berman

You were amazing and the client was very happen and that always makes me happy!!

—Dawnell Musselman

As first time home buyers this was an awesome experience! Brandy worked so well with us, answering questions after hours and even on weekends. Thank you for making this a memorable milestone in our life!

—Sadie Gutierrez

My wife and I began working with Brandy Afuvai in December of 2012. At this time we were preparing to build a home. This is our third home we have built, and Brandy is BY FAR the best Mortgage Officer we have ever worked with and we would recommend her above anyone! The great thing about Brandy, was she ALWAYS initiated appropriate contact and/or ALWAYS followed through and delivered more than was expected, she is absolutely exceptional and outstanding!!

—Reid Newey

Academy Mortgage was a blessing especially having Brandy Afuvai helping us. She was fast and easy to work with. Thank you. We will for sure recommend Academy Mortgage and Brandy Afuvai to others.

—Joey Pula

Brandy was amazing, thank you!

—Wendy Cowan

—Jacob Bradshaw

We couldn't have done this without the help and guidance from Brandy!!

—Dorian Tupe

Mi nombre es jose vazquez y soy comprador por primera vez ..una de las cosas que mas me gusto de academy mortage es su onestidad siempre estubieron ahy para contestarme alguna pregunta o una duda siempre estube informado de lo que estaba pasando el proceso fue rapido son muy profesionales en lo que hacen sin enganos muchas gracias brandy

—Jose Vazquez

Brandy was absolutely the best to work with! Seriously her hard work and determination got us in to our new home fast :)

—Tawnee Cole

We had a previous experience with Academy. It too was a wonderful experience. It made our choice this time an easy one!

—Troy North

The whole experience was smooth and easy. The staff, especially Brandi Afuvia was a great help, during and after the loan was completed.

—Kirk Uden

Brandy at Academy Mortgage is one of the best loan officers I have ever dealt with. Over the past 3 years I have refinanced and acquired loans from different establishments. Most were a frustrating ordeal. However, Brandy was knowledgeable, efficient, and communicated in such a way that it was a simple and straight forward process. We just completed our 3rd loan through Academy and as far as I'm concerned will always use Academy for future loans. I highly recommend them.

—Michael Woodbury

LOVE Brandy. She is always on it no matter what day it is and she answers all my crazy calls, texts, and emails 24/7. She is committed to say the least!

—Amber Goldsberry

Brandy was exceptionally supportive and responsive through every step of the process. She really went above and beyond every single step of the way and I would recommend her whole-heartedly to anyone!

—Athena Hope

Brandy made it easy

—Armando Salgado

Academy Mortgage is lucky to have Brandy. She represents your company well. She made our experience great.

—Jerron Evans

Brandy Afuvai was a pleasure to work with. She always answered our questions quickly and was very knowledgeable and very helpful through the entire process. We were extremely happy, thank you!

—James Allshouse

Brandy was great yo work with, and provided answers to all our questions along to way.

—Jaynee Ulm

Brandi was the best to work with. She kept us informed through the entire process.

—Kirk Uden

Brandy was great to work with!

—Laramy Ray

As first time homebuyers, the lending experience can be a bit overwhelming. Brandy Afuvai took us under her wing and did everything with our best interests in mind. When we had one concern in the process, she listened, set our minds at ease, and took goodcare of us. Academy Mortgage has a rockstar on their hands and I wouldn't ask anyone else to see us through the lending process.

—Hanna Muhlestein

Based on what I encountered, don'the change a thing

—Robert Hutson

What we appreciated about Brandy is that she took time out of her busy schedule to help us whenever we had questions. Dealing with people is not always an easy task; Brandy was always eager to help any chance she could. We appreciated her helping with any task thrown her way. We also understand there were people working with Brandy to make our loan happen. Thank you to your company for making our home buying a smooth process!

—Brenda Hart

From start to finish just plain professional service.

—Alfred Bearnson

You were amazing and the client was very happen and that always makes me happy!!

—Dawnell Musselman

Brandy is just so good at what she does.

—Kailee Salgado

Step by step procedures to qualify the applicant. Work after hours to make sure customers are taken care of. Unmatched quality in making sure all bases are covered. Dedication to you and your situation.

—Alfred Bearnson

I love working with Brandy and her staff. I always have a great experience. The process was seamless and transparent. The staff is friendly, professional and courteous. I am always treated as though I am the only client in the room. That is why whenever someone is looking into purchasing or refinancing, I always recommend Brandy A!!

—Tamara Minnock

I was so impressed with the timely way Brandy executed my loan. She was absolutely delightful to work with.

—Christine Ralston

My experience was very smooth and all my questions were addressed and answered quickly. I would do business again with Academy in a heartbeat.

—Julio Ramos

Thank you for reading us like people, and not like money holders.

—Kelly Cowan

My experience with academy was a very good one as far as getting a home loan goes. Brandy Afuvai and Morgan Needham make a great team and they were both very helpful and efficient. I could not be more content with their services and communication. The only suggestion i have would be that the real estate agent be a little more informed and knowledgeable about the aspects they deal with on the loan process.

—Lance McDonald

—Emily Lee

Everyone was very friendly and everything was explained well. I will definitely let others know, you guys were great to work with. Thank you!

—Edwin Needham

I had a really poor credit last year and was convinced it'd take me years to qualify for a house. A family member of mine referred me to Brandy and said she's the "wizard of credit repair" I got in contact with her and she guided me all the way through my credit repair process and VOILA! 6 months later I was qualified to buy my first home!! I wasn't sure what I was getting myself into, but Brandy let me know exactly what was needed from me and kept close communication the entire time, I never had to question what the next step was. She checked in on me to make sure things were going smoothly with the paperwork, questions, inspection etc and she answered all of my questions in a very timely manner!

—Jennifer Berman

I had been in contact with Brandy on and off for about 5 years. She was always ready and willing to help and quick to respond to questions. I appreciate her patience with us and will be glad to go back to her for future mortgage needs.

—Colby Wright

I had a really poor credit last year and was convinced it'd take me years to qualify for a house. A family member of mine referred me to Brandy and said she's the "wizard of credit repair" I got in contact with her and she guided me all the way through my credit repair process and VOILA! 6 months later I was qualified to buy my first home!! I wasn't sure what I was getting myself into, but Brandy let me know exactly what was needed from me and kept close communication the entire time, I never had to question what the next step was. She checked in on me to make sure things were going smoothly with the paperwork, questions, inspection etc and she answered all of my questions in a very timely manner!

—Jennifer Berman

We worked with Brandy Afuvai at Academy through the summer of 2013 (June-September). Our loan process went very smooth and we were completely satisfied. Brandy was so easy to get a hold of. Anytime I had a question I could call or email Brandy, and could quickly receive a response. I always had one on one contact with my loan officer and LOVED not having to go through a secretary or assistant when communicating. This is one of the many reasons I would recommend Brandy at Academy!

—Brooke Pruitt

—Regan Hoyt

I didn't think it was possible for me to buy a house right now. And Brandy was so nice, made everything so easy and not seem quite so overwhelming. Every time I worked with her she was so professional, so friendly and made me so excited to purchase my future. I really felt like she had my best interest at heart. Even during closing, which I thought would be a stressful hour of signing my life away... And they made that part fun. There's nowhere else that I will ever go for any of my mortgage needs, and I will send everyone that will listen to me over your way. Thank you for helping me get to my future, faster!

—Keysha Klungervik

I had a really poor credit last year and was convinced it'd take me years to qualify for a house. A family member of mine referred me to Brandy and said she's the "wizard of credit repair" I got in contact with her and she guided me all the way through my credit repair process and VOILA! 6 months later I was qualified to buy my first home!! I wasn't sure what I was getting myself into, but Brandy let me know exactly what was needed from me and kept close communication the entire time, I never had to question what the next step was. She checked in on me to make sure things were going smoothly with the paperwork, questions, inspection etc and she answered all of my questions in a very timely manner!

—Jennifer Berman

Brandy was an absolute angel! I was worried and stressed about the loan, but Brandy helped me with all the technical stuff and getting my credit where I needed it to do what I wanted to do. If it were not for her I would not be in my home right now.

—Trevor Beisell

Everything was done exactly the way I was told it would be as well as on time as promised. Pretty amazing!

—Raymond Fellows

Brandy was amazing!

—Annika Holbrook

Extremely professional, friendly and easy to work with. I highly recommend Brandy Afuvai.

—Jake T. Hall

Brandy is incredible. The experience was painless. I have never had it so easy when purchasing a house. She is easily the best finance person I have ever worked with.

—Timothy J Tingle

—Richard D Scott

VIDEOS

Watch these videos to learn more about your loan.

Can You Relate? Celebrate the Downsize

Can You Relate? Celebrate the Downsize

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Renovation Loans

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Welcome to Academy Mortgage