Chris Eastman

Branch Manager, Producing

Chris Eastman
Branch Manager, Producing

3701 Algonquin Rd
Rolling Meadows, IL 60008
Mobile: (847) 609-9224
Fax: (630) 206-1088

As a distinguished member of the real estate finance industry for the last 16 years I have and continue to pride myself on the ability to exceed my clients’ and trusted partners’ expectations. My commitment to the industry has allowed me to participate in a wealth of educational opportunities and industry designations that have given me the insight to better assist even the most challenged borrowers. As an employee of Academy Mortgage Corp., a progressive national mortgage banker, I have broadened the scope of available products and programs to bring home ownership access to the largest prospective client base.

Payment Calculator


Watch helpful videos to learn more about Academy.
We are proud to be one of the top independent purchase lenders in the country. We achieved this distinction by continually providing exceptional customer service and by following responsible lending practices, especially in today’s rapidly changing economy.Adam Kessler, President, Academy Mortgage

NMLS# 197104

State Lic: Illinois MLO: 031.0026003; Indiana DFI-MLO: 19523; Wisconsin MLO: 197104;

Corp Lic: IL: MB.6760661; IN: 10966;

Illinois Residential Mortgage Licensee;


Homebuyer checklist for 2014

Get positioned to buy a home. Those who are considering buying a home in the new year are likely in a good position. Affordability remains historically high, and inventory will be abundant. However, while conditions are ripe for a purchase, there are still a number of things homebuyers will need to do to prepare for what will likely be the largest purchase in their lifetime. 

Whether you are experienced or new to the housing market, buying a home probably seems like a daunting task. With so much to consider, it's important to follow a checklist. Here are some tips to get any potential buyer started with the process:

Academy Mortgage is one of the top independent purchase lenders in the country as ranked in the 2013 CoreLogic Marketrac Report. Visit to find a loan, get a rate, or calculate your payment today.


Fannie Mae helped finance $28.8 billion for multifamily housing in 2013

The housing market saw a revival in 2013, as evidenced by a recent report. According to Fannie Mae, it provided $28.8 billion in financing for multifamily loans last year, with help from its Delegated Underwriting and Servicing (DUS) program. 

"I am proud that Fannie Mae continued to serve the multifamily market in 2013 with $28.8 billion of new acquisitions," said Jeffery Hayward, senior vice president and head of the multifamily mortgage business at Fannie Mae. "The need for quality, affordable rental housing is greater today than it's ever been, and we will continue to do our part by providing liquidity, stability and affordability to the multifamily market and maintaining our credit standards. Over 85% of the multifamily units we financed in 2013 were affordable to families earning at or below the median income in their area."

The report also indicated that the financing was for 507,000 multifamily housing units, showing just how many Americans benefited from the wide array of mortgage options available. Fannie Mae credits the help to its DUS program, as it provided swift execution, delegated underwriting and servicing, competitive pricing and credit risk management. 

Other signs of recovery. Aside from the clear availability of financing in 2013, the fact that mortgage delinquencies have declined for the last four years is another signal that the housing recovery is on strong footing, Black Knight Financial Services reported. 

"In many ways, 2013 marked an abatement to crisis conditions in the U.S. mortgage market," said Herb Blecher, senior vice president of the data and analytics division at Black Knight Financial Services. "Delinquencies neared pre-crisis levels, foreclosure inventory declined 30% over the year, new problem loan rates improved in both judicial and non-judicial foreclosure states, and foreclosure starts ended the year at the lowest level since April 2007." 

The report also showed that 2013 was the strongest year for home sales since 2007, as they were better through November alone than they were during the entire year in the three years before. 

Blecher accredits that decline in delinquencies to the rapid price appreciation seen last year. Home prices rose 8.5% in November compared to the year before, HousingWire reported. As these gains were common throughout 2013, more homeowners were able to watch their equity improve. 

Those looking for an affordable housing loan can be confident the market will continue to show strong gains in the new year. 

Academy Mortgage is one of the top independent purchase lenders in the country as ranked in the 2013 CoreLogic Marketrac Report. Visit to find a loan, get a rate, or calculate your payment today.


Buying Better Than Renting After Three Years in 64 Percent of Metros

May 30, 2013

According to a recent report by Zillow, in 64 percent of metropolitan areas across the nation it's a smarter financial move to buy a home when compared to renting, if the person plans on staying for three years. This information is particularly important for a first time home buyer weighing their options.

The report showed that certain housing markets fared better than others when it came to their breakeven point where buying was cheaper than renting. Zillow factored in all costs associated with buying and renting when compiling the information, including upfront payments, closing costs, anticipated monthly rent and mortgage payments, insurance, taxes, utilities and maintenance costs.

"Locally high home value appreciation in many areas, combined with historically low mortgage rates and low home prices relative to recent peaks, has made buying a home a more advantageous financial decision than renting for many would-be buyers," said Zillow Chief Economist Stan Humphries. "The decision to buy or rent should always take into account a number of factors, one of which is how long a buyer or renter plans to stay in a property. Even in areas with relatively low breakeven horizons, buyers should resist the temptation to buy and sell properties based only on short-term goals."

No bubble in sight
With today's housing market seeing low rates, prices rise and sales increase, Americans can't help but think is it all too good to be true? A recent report from Trulia indicated that it is not and no housing bubble forming. 

The report noted that for a bubble to form, home prices have to rise beyond their fundamental value. Trulia says that the actual value of a home is based on supply, demand and expectations of where the housing market will be in the near future. 

According to the report, home values are actually undervalued by 7 percent across the nation. When comparing this to pre-bubble levels, it is glaring that today's housing market is not in a bubble. Trulia indicated that homes were overvalued by 39 percent in 2006, just two years before the market collapsed. 

"Home prices fell so much after the last bubble burst that they still remain below normal levels even as prices rise sharply today," said Jed Kolko, Trulia's chief economist. "Several forces are waiting in the wings that should slow down today's rapid price gains before they rise into bubble territory again. More inventory, higher mortgage rates, and fading investor activity would each take home-price gains down a notch."