Thanks for the opportunity to assist you with the financing of your home. I have been a mortgage professional for over 17 years. I have the expert knowledge in Conventional, FHA, VA, USDA Rural Housing, and other mortgage loan programs. My office in Chandler, Arizona has our own full-time underwriters, doc drawers, and funders to ensure we continue our goal to NEVER miss a closing. We are the bank as we lend our own money. It is imperative that you INTERVIEW anyone you are consulting for assistance in the buying or refinancing process: How long have you been in the business, are they a bank or broker, and do they have a local underwriter and funder in their office. Also, you should be able to get an interest rate quote in the first 5 MINUTES you speak to someone. Lastly, when mortgage shopping make sure to get quotes from your prospective lenders within the same hour of each other. With the volatile market, rates change daily, so be prepared for that. Rest assured, my team and I will work hard to provide you with the most professional service available and make this a smooth and stress-free process. I am always available for questions, referrals, or anything you just may not be sure about!